If you or a loved one were injured in an accident involving an Uber or a Lyft, either as a passenger of an Uber or Lyft vehicle or an occupant of a vehicle struck by an Uber or Lyft vehicle, you and your family may be confused as to exactly who is responsible for compensation for your injuries and expenses — the driver, or the rideshare company the driver was working for? Whether the driver was transporting passengers or going to pick up passengers can determine how much insurance coverage is available to compensate you for your damages. Even then, given the possibility for confusion around the circumstances of the accident, it can be difficult to get the insurance companies to pay compensation for your injuries. That is why you need an experienced Uber & Lyft accident lawyer to advocate for your interests and your right to be compensated.
The award-winning lawyers of Andres & Berger P.C. understand that accidents involving Ubers or Lyfts aren’t cut and dry matters. That is why our attorneys will thoroughly investigate your claim and fight against the insurance companies to get you the compensation you deserve. When you or a loved one are injured in an accident involving an Uber or Lyft, we are ready to bring our experience and proven track-record helping clients obtain millions of dollars in recovery to advocate for your interests.
If you or a loved one were injured by a vehicle driven by a person working for Uber or Lyft, you can obviously seek compensation directly from the driver for his or her own negligence in causing the accident. You may also be able to pursue a negligence claim directly against the rideshare service the driver is working for under a theory of negligent hiring or supervision.
There are numerous factors that lead to drivers working for Uber & Lyft causing accidents, including:
As with all motor vehicle accidents, the rideshare driver may try to claim that another driver or person is also responsible for the accident, such as a passenger causing a distraction inside the vehicle or another driver cutting off the rideshare vehicle. An experienced Uber & Lyft accident attorney will thoroughly investigate your accident to understand what exactly caused the accident and therefore who is at fault for the accident.
In New Jersey, rideshare companies like Uber and Lyft are required to insure their drivers for up to $1.5 million for an accident. However, such insurance only comes into effect if the driver is carrying passengers or on the way to pick up passengers. If the driver doesn’t have passengers or is on the way to get passengers, even if the driver has their Uber or Lyft application open looking for passengers, then an injured party will have to seek compensation from the driver and his or her personal auto insurance policy — most drivers have a policy of far less than $1.5 million.
However, trying to get any entity to accept financial responsibility for your Uber or Lyft accident may be difficult, so it is important to have an experienced Uber & Lyft accident attorney to advocate on your behalf. Many drivers work for multiple rideshare platforms, so it may be necessary to determine which service the driver was carrying passengers for at the time of the accident. Personal auto insurance companies may also try to shift blame and legal liability onto Uber and Lyft. The insurance companies may also try to claim that you or another party are responsible for the accident and for your injuries. Experienced Uber & Lyft attorneys will fight back against insurance companies’ attempts to avoid financial responsibility.
If your or a loved one were injured in an accident involving an Uber or Lyft, contact the personal injury attorneys of Andres & Berger, P.C. today for a consultation on your case. We’ll let you know what your legal options are, who may be responsible to pay you compensation and how much compensation you might expect, and how we can help you obtain the best outcome possible for your claim.
FAQ: If I was injured in an accident with an Uber or Lyft, do I submit a claim to Uber or Lyft or to the driver’s insurance company?
Whether the driver’s own auto insurance policy or Uber’s or Lyft’s insurance policy bears financial responsible to pay your compensation depends on whether the driver had passengers or was on the way to pick up passengers. If so, then the rideshare service’s insurance policy is available for your compensation. Otherwise, you may have to seek compensation from the driver’s personal auto insurance policy. However, if the driver failed to notify their insurer that they were using their vehicle for Uber or Lyft, the insurer may try to disclaim coverage for the driver.
FAQ: I was injured while riding in an Uber or Lyft but I wasn’t wearing my seatbelt, can I still recover compensation?
It is true that the law requires all passengers to wear their seatbelts. New Jersey law uses a comparative fault scheme, which means that every party involved in an accident is allocated a percentage of fault for the injured party’s damages, either by agreement of the parties in a settlement or by a jury at trial.
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